Cambio

Cambio is a mobile app that helps financially responsible consumers with credit recovery. We do this by identifying hurtful items from their credit report. Then fix errors on their credit report, settle and remove bad debt to increase members credit scores. Finally, we identify members who are at a turning point in their financial recovery, even if their credit scores don't yet reflect it. This enables us to offer opportunities to refinance high-interest auto loans, purchase their first home, and provide insurance services to meet their needs. 7 in 10 members see their scores increase in the first 30 days, with an average increase of 32 points.